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Travel Consultant – Remote

Job Details

Description

Amex GBT is a place where colleagues find inspiration in travel as a force for good and – through their work – can make an impact on our industry. We’re here to help our colleagues achieve success and offer an inclusive and collaborative culture where your voice is valued.

As a Travel Consultant, you’ll join our highly skilled remote team, providing outstanding service to our corporate business clients. We’re most proud of our warm and inclusive culture, innovation in the travel tech space, internal promotions, and career advancement opportunities. Most of our Traveler Care leadership started in this role, and you can find us in almost every other department at Amex GBT. 

What You’ll Do 

  • Advise and arrange travel for corporate business customers (both individuals and groups) 

  • Conduct analysis and research on travel options, and pro-actively anticipate traveler needs to sell additional services 

  • Arrange and book domestic and international business travel, in a variety of complexity, for air, road, rail, and accommodations 

  • Use Global Distribution Systems (GDS) – Sabre  

  • Ensure compliance to customers’ agreed travel policy, service provider policies, and regulatory requirements 

  • Use positive telephone service techniques and act on special customer requests 

  • Collaborate within your team to coach, mentor, and provide constructive feedback to improve service levels 

​​We look forward to sharing more detailed job functions and key performance indicators during the interview process. 

What We’re Looking For

  • 3+ years corporate travel experience, including fares, ticketing, car, hotel, air, and rail for domestic and international travel.

  • Passion for excellence in client service, including proactive anticipation of needs 

  • Native GDS expertise – Sabre 

  • Geographical knowledge

  • Excellent Customer service skills in a travel environment

  • Professional communication (written and verbal) 

  • Attention to detail 

  • Act with integrity, and look after personal traveler information 

  • Possess a strong understanding of the travel industry (background in business travel) 

  • Resolving customer issues quickly and independently / with supplier 

  • Teamwork and openness to feedback 

Please be flexible and prepared to work a shift any time between 8 AM to 8 or 9 PM EST time Monday to Friday.   

Location

United States    

The US national hourly wage range for this position is from $17.00 to $29.00 per hour.  The national range provided includes the hourly rate that GBT expects to pay for the role.  Actual hourly wage rate will be based on factors including the scope and complexity of the role and the successful candidate’s relevant experience, skills, knowledge, and work location.

This role is eligible for an annual Performance Based Incentive, which rewards participants based on company performance.  For information about our comprehensive US benefits programs and eligibility, please review our Benefits-at-a-Glance document.

Benefits at a glance          

The #TeamGBT Experience

Work and life: Find your happy medium at Amex GBT.

  • Flexible benefits are tailored to each country and start the day you do. These include health and welfare insurance plans, retirement programs, parental leave, adoption assistance, and wellbeing resources to support you and your immediate family.

  • Travel perks: get a choice of deals each week from major travel providers on everything from flights to hotels to cruises and car rentals.

  • Develop the skills you want when the time is right for you, with access to over 20,000 courses on our learning platform, leadership courses, and new job openings available to internal candidates first.

  • We strive to champion Inclusion in every aspect of our business at Amex GBT. You can connect with colleagues through our global INclusion Groups, centered around common identities or initiatives, to discuss challenges, obstacles, achievements, and drive company awareness and action.

  • And much more!

All applicants will receive equal consideration for employment without regard to age, sex, gender (and characteristics related to sex and gender), pregnancy (and related medical conditions), race, color, citizenship, religion, disability, or any other class or characteristic protected by law.

Click Here for Additional Disclosures in Accordance with the LA County Fair Chance Ordinance.

Furthermore, we are committed to providing reasonable accommodation to qualified individuals with disabilities. Please let your recruiter know if you need an accommodation at any point during the hiring process. For details regarding how we protect your data, please consult the Amex GBT Recruitment Privacy Statement.

What if I don’t meet every requirement? If you’re passionate about our mission and believe you’d be a phenomenal addition to our team, don’t worry about “checking every box;” please apply anyway. You may be exactly the person we’re looking for!

APPLY HERE: Travel Consultant – Remote

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Bank/Credit Union Contact Center Customer Service Representative (CCC)

Job Details

At Jack Henry, we deliver technology solutions that are digitally transforming and empowering community banks and credit unions to provide enhanced and streamlined user experiences to their customers and members. Our best-in-class products are just the start as we lay the groundwork for the future of digital banking and payments. We hope you’ll join us. We can’t do it without you. 

Acting as a Financial Representative on behalf of our financial institution clients, the Bank and Credit Union Product Support Representatives assist customers with a wide range of financial needs. Joining this team will give you the opportunity to gain hands on experience working with a variety of software products, which can then lead to career advancement opportunities across the organization!

This position can be worked remotely throughout the US; however, if you are located within 30 miles of our Springfield, MO or Monett, MO office locations you will be required to work onsite 2-3 days/week after training. 

This position would start on 8/18/2025, and training is Monday – Friday 8 AM – 5 PM CT for the first 5 weeks. The pay range for this position is $34,320-$37,500 per year.

What you’ll be responsible for: 

  • Providing assistance to our financial institution client’s customers and members – similar to an over-the-phone personal banker.  
  • Assessing nature of question or issue and resolves in a timely manner.  Questions and issues will vary depending on the customer’s/member’s need with guidance from our financial institution clients.
  • Assuring system security by verifying customer/member information prior to performing any modifications or resets according to the financial institution client’s security requirements.
  • Communicating the customer’s needs/expectations to the appropriate personnel.  Following escalation procedures to ensure complex support issues are resolved. 
  • Actively participating in various group meetings including but not limited to team meetings, one-on-one discussions, and quality review sessions.
  • May perform other job duties as assigned.

What you’ll need to have: 

  • Must have at least 1 year of customer service experience.
  • Schedule adherence is monitored. Must be able to adhere to a published break and lunch schedule. 
  • Proven ability to remain calm in stressful situations.
  • Comfortable navigating multiple systems while assisting customers/members. 
  • Must have the ability to communicate clearly and understandably.
  • Full-Time candidates must be able to work the following:
    1. Candidates must be able to work their assigned schedule in a 363 days/year call center. Schedules will include evenings, weekends and holidays (closed Thanksgiving and Christmas Day) and will be assigned upon job offer.
    2. Based on business need, candidates will be scheduled for one Saturday/Sunday shift per week.
    3. The specific shift will be confirmed if a job offer is extended. Please note there is no flexibility or changes to this shift after it is accepted. Shift will be scheduled between the hours of 7AM-12AM CT.
    4. We offer a shift differential for evening and weekend shifts. The shift differential is paid for each hour worked in the eligible shift and is effective upon hire.
  • Candidates will need to acquire (at their own cost) internet that can support a stable and consistent connection. The following speeds are required minimums to maintain a work-from-home status (either hybrid or fully remote): 
    1. 20 mbps download speed (Note: If more than one individual will be using the internet at your residence during your scheduled shift, it is recommended to increase your download speed to 25 mbps to not interfere with your work connection).
    2. 10 mbps upload speed.

What would be nice for you to have: 

  • Customer service and multi-tasking skills.  
  • Ability to listen to and empathize with the customer/member.  
  • Ability to use the tools provided for first call resolution.
  • Self-developer, takes initiative on career path.
  • Experience in call center, bank, or credit union industries.

If you got this far, we hope you’re feeling excited about this opportunity. Even if you don’t feel you meet every single requirement on this posting, we still encourage you to apply. We’re eager to meet motivated people who align with Jack Henry’s mission and can contribute to our company in a variety of ways.

Why Jack Henry?

At Jack Henry, we pride ourselves through our motto of, “Do the right thing, do whatever it takes, and have fun.” We recognize the value of our associates and believe much of our company’s strength and success depends on their well-being.

We demonstrate our commitment by offering outstanding benefit programs to ensure the physical, mental & financial well-being of our people is always met.

Culture of Commitment

Ask our associates why they love Jack Henry, and many will tell you it is because our culture is exceptional. We do great things together. Rising to meet challenges and seeking opportunities is part of who we are as an organization. Our culture has helped us stay strong through challenging times and we credit our dedicated associates for our success. Visit our Corporate Responsibility site to learn more about our culture and commitment to our people, customers, community, environment, and shareholders.

Equal Employment Opportunity

At Jack Henry, we know we are better together. We value, respect, and protect the uniqueness each of us brings. Innovation flourishes by including all voices and makes our business – and our society – stronger. Jack Henry is an equal opportunity employer and we are committed to providing equal opportunity in all of our employment practices, including selection, hiring, performance management, promotion, transfer, compensation, benefits, education, training, social, and recreational activities to all persons regardless of race, religious creed, color, national origin, ancestry, physical disability, mental disability, genetic information, pregnancy, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, and military and veteran status, or any other protected status protected by local, state or federal law.

No one will be subject to, and Jack Henry prohibits, any form of discipline, reprisal, intimidation, or retaliation for good faith reports or complaints of discrimination of any kind, pursuing any discrimination claim, or cooperating in related investigations.

Requests for full corporate job descriptions may be requested through the interview process at any time.  

#INDCC

APPLY HERE: Bank/Credit Union Contact Center Customer Service Representative (CCC)

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Clinical Data Review Assistant – Temp

Job Details

POSITION SUMMARY:  This is a temporary position.

The Clinical Data Review Assistant supports the Clinical/Medical Laboratory Scientist Data Review team. Duties performed require both written and verbal communication with internal and external domestic and international customers consisting of medical professionals, laboratory personnel, channel partners, and sales obtaining, and processing all required information needed to process patient genetic testing samples, reports, and billing. Duties also include maintaining shared spreadsheets and performing miscellaneous clerical tasks.

PRIMARY RESPONSIBILITIES: 

  • Deal directly with internal and external customers via telephone and electronic channels to obtain or convey missing information needed for processing of submitted test samples.

  • Track sample collection kits and answer questions regarding test status

  • Update internal databases regarding test development progress and make notes in LIMS case ‘notes’

  • Assist CLS/MLS Data Reviewers in answering questions from clinics and customer support

  • Coordinate report release requests from Genetic Counselors and Customer Support

  • This role works with PHI on a regular basis both in paper and electronic form and has access to various technologies to access PHI (paper and electronic) in order to perform the job.

  • Employee must complete training relating to HIPAA/PHI privacy, General Policies and Procedure Compliance training and security training as soon as possible but not later than the first 30 days of hire.

  • Must maintain a current status on Natera training requirements.

  • Performs other duties as assigned

 

QUALIFICATIONS:

  • Two-year degree or equivalent preferred.

  • Minimum of 2 years of customer service or clerical experience.

  • Experience with Google mail and Google Documents

  • Problem analysis and problem-solving experience preferred

  • Data collection and maintenance experience preferred

 

KNOWLEDGE, SKILLS AND ABILITIES:

  • Knowledge in Microsoft Office suite and basic typing with excellence in spelling and grammar

  • Excellent attention to detail and organization skills

  • Adaptability to change and self-starter

  • Ability to maintain professional customer communications

 

PHYSICAL DEMANDS & WORK REQUIREMENT:

  • Job duties are performed in either a Natera office or in the employee’s home office, office space should be private.

  • Position requires the ability to use a computer keyboard, communicate over the telephone, and read printed material.

  • Duties may require working outside normal working hours (evenings and weekends) at times.

 

OUR OPPORTUNITY

Natera™ is a global leader in cell-free DNA (cfDNA) testing, dedicated to oncology, women’s health, and organ health. Our aim is to make personalized genetic testing and diagnostics part of the standard of care to protect health and enable earlier and more targeted interventions that lead to longer, healthier lives.

The Natera team consists of highly dedicated statisticians, geneticists, doctors, laboratory scientists, business professionals, software engineers and many other professionals from world-class institutions, who care deeply for our work and each other. When you join Natera, you’ll work hard and grow quickly. Working alongside the elite of the industry, you’ll be stretched and challenged, and take pride in being part of a company that is changing the landscape of genetic disease management.

WHAT WE OFFER

Competitive Benefits – Employee benefits include comprehensive medical, dental, vision, life and disability plans for eligible employees and their dependents. Additionally, Natera employees and their immediate families receive free testing in addition to fertility care benefits. Other benefits include pregnancy and baby bonding leave, 401k benefits, commuter benefits and much more. We also offer a generous employee referral program!

For more information, visit www.natera.com.

Natera is proud to be an Equal Opportunity Employer. We are committed to ensuring a diverse and inclusive workplace environment, and welcome people of different backgrounds, experiences, abilities and perspectives. Inclusive collaboration benefits our employees, our community and our patients, and is critical to our mission of changing the management of disease worldwide.

All qualified applicants are encouraged to apply, and will be considered without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, age, veteran status, disability or any other legally protected status. We also consider qualified applicants regardless of criminal histories, consistent with applicable laws.

If you are based in California, we encourage you to read this important information for California residents. 

Link: https://www.natera.com/notice-of-data-collection-california-residents/

Please be advised that Natera will reach out to candidates with a @natera.com email domain ONLY. Email communications from all other domain names are not from Natera or its employees and are fraudulent. Natera does not request interviews via text messages and does not ask for personal information until a candidate has engaged with the company and has spoken to a recruiter and the hiring team. Natera takes cyber crimes seriously, and will collaborate with law enforcement authorities to prosecute any related cyber crimes.

For more information:
– BBB announcement on job scams 
– FBI Cyber Crime resource page 

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Onboarding Technology Consultant

Job Details

At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. 

Job Description

The Technology Consultant I applies knowledge and facilitative expertise to gather and define requirements, in order to achieve business objectives and provide innovative solutions to business problems related to agency-facing technology.

Key Responsibilities

Provide white glove, executive technical onboarding support to new exclusive insurance agents and employee insurance sales producers.

Image and ship computers to the new end users so they can access Allstate systems and begin education.

Schedule, host one-on-one consultations with EAs and EFSs and guide them through first time log-in, 2 factor registration, explain admin rights, bitlocker keys, and best end user cyber security practices.

Have an ability to troubleshoot level 1 desktop support issues with applications such as MS Outlook, internet browsers, and other insurance agent sales and retention tools.

Ensure that your EA, EFS, or Employee Producer has the best technical onboarding experience by answering their questions and help them understand how to get help after your consultation.

Be comfortable reading technical documentation and then immediately execute to resolve the issue.

Report and follow-up with any issues discovered during first time access and onboarding that could not be resolved.

Follow-up with the end user with a sense of urgency to avoid delays in their onboarding.

Share trouble shooting steps and solutions learned with your teammates and update documentation

Education

• 4 year Bachelors Degree (Preferred)

Experience

• 2 or more years of experience (Preferred)

Supervisory Responsibilities

• This job does not have supervisory duties.

Education & Experience (in lieu)

• In lieu of the above education requirements, an equivalent combination of education and experience may be considered.

#LI-TH1

Skills

Compensation

Compensation offered for this role is $48,000.00 – 78,937.50 annually and is based on experience and qualifications.

The candidate(s) offered this position will be required to submit to a background investigation.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in San Francisco, please click “here” for information regarding the San Francisco Fair Chance Ordinance.For jobs in Los Angeles, please click “here” for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.

To view the “EEO is the Law” poster click “here”. This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs

To view the FMLA poster, click “here”. This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company’s policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee’s terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

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Associate Agent Customer Service Representative

Job Details

Job Category

Customer Service

Typical Starting Salary

$42,000 – $57,000

Minimum Salary

$37,000.00

Maximum Salary

$69,000.00

Schedule

Full-Time

Flexible Time Off Annual Accrual – days

15

Application Deadline

July 6, 2025


Description

Safeco sells insurance through more than 10,000 independent agents nationally and no two are exactly alike. The Agent Customer Service Representative provides support and ease of doing business for our independent agents through offering complete and accurate information while providing a superb experience. After attending our informative and interactive paid training program, you will become a subject matter expert in educating our agents on our innovative systems and services which allows them to promote quality growth for Safeco.

 

Our Common Purpose is the guiding principle that exemplifies the way we behave at Liberty Mutual Insurance. It defines how we interact with our customers, agents, and each other to deliver the kind of exceptional customer experience that differentiates us from our competitors.

 

The start date for this position is August 25th, 2025

Schedule is Monday – Friday no weekends

Assigned schedule may be anytime between 8:00 am – 8:00 pm

The work arrangement for this position is fully remote

 

Responsibilities:

  • Delivers expertise by identifying and analyzing agent needs to offer solutions on Safeco products and services and provide education on self-service tools.
  • Research policy, coverage and eligibility provisions
  • Upholds our client care standards by achieving individual goals on call quality, handle time, adherence, first call resolution, and reliability
  • Maintains and tracks accurate data in various computer systems.
Qualifications
  • Associates degree in a business-related field or equivalent training required.
  • Minimum of 6 months related work experience required; customer service experience or help desk preferred.
  • Ability to review, record and organize information from a variety of departments.
  • Excellent oral, written and interpersonal communication skills, and the capacity to multi-task in a structured work environment.
  • Ability to handle confidential and proprietary information.
  • Proficiency with computers is mandatory; Knowledge and ability to use Microsoft office.
  • Must have a clear understanding of the organization`s policies, standards and procedures to guide customer interactions.
  • Passing Proficiency Assessments is required.
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications, and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

 

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits, and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

 

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers.  By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

 

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

 

Fair Chance Notices

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Technical Assistant

Job Details

Job Category

Claims

Typical Starting Salary

$42,000 – $57,000

Minimum Salary

$37,000.00

Maximum Salary

$69,000.00

Schedule

Full-Time

Flexible Time Off Annual Accrual – days

15


Description

Do you enjoy helping people? Do you like variety in your work? Enjoy real-world challenges by joining the energetic business environment of the Liberty Mutual Insurance Claims Department.

 

Liberty Mutual Insurance is a Fortune 500 company, and one of the largest multi-line insurers in the property/casualty field. In addition to providing support to the Claims Department you will also have the opportunity to work side by side with experienced professionals who deliver the highest-quality services to our customers, helping them live safer, more secure lives.

Liberty Mutual has an exciting Technical Assistant position available.

 

The role will cater to the Pacific Time Zone, and candidates must be prepared to follow a schedule that begins at 8:30 am PST.

You will be required to go into the office twice a month if you reside within 50 miles of one of the following offices: Bala Cynwd, PA; Boston, MA; Hoffman Estates, Il; Indianapolis, IN; Lake Oswego, OR; Las Vegas; NV; Plano, TX; Suwanee, GA; Syracuse, NY; Tampa, FL; or Weatogue, CT. Please note this policy is subject to change.

  • In this administrative role you will provide a variety of administrative tasks, technical support and customer service duties, such as gathering, organizing, validating and/or entering data.
  • You will respond to routine correspondence, inquiries and information requests, and resolve routine problems or escalating them as necessary.
  • Gathers and organizes data needed by obtain information from systems, files, intranet and/or by contacting other people inside or outside the Company.
  • Reviews and verifies information which may include source documents, policies, claims files, summons & complaints, salary data, etc.
  • Ensures completion and accuracy of data, paperwork, and/or forms.
  • Coordinates materials or special projects for staff which may include preparing material/reports, distributing, editing, formatting and proofreading material.
  • Maintains records and data which may include entering into databases/servers, developing tracking systems/spreadsheets, setting up files, etc.
  • Ensures accuracy of information and runs reports as needed.
  • Acts as a technical resource for internal and external customers/contacts by providing answers to routine inquiries and coordinating responses; resolving problems and/or discrepancies which may involve research and data collection.
  • Provides administrative support to technical staff which may include, creating documents, forms, spreadsheets, presentation material, etc.;   reviewing incoming mail and determining course of action; preparing and sending out form letters.
  • The candidate must have 3 years of experience in ExPRS and/or Workers’ Compensation.
  • The candidate must possess experience with GRS Claims.
  • The candidate must have experience in a production type environment
  • For the right candidate, we are willing to consider hiring at the Grade 8 Technical Assistant II level.

Qualifications

  • High school degree or equivalent, plus at least 3 years of related administrative office work experience.
  • Ability to communicate well by listening actively and sharing clear and appropriately detailed information with those who need it.
  • Ability to effectively plan and organize work to ensure that work is completed within specified time and quality parameters.
  • Ability to deliver quality customer service using standard practices.
  • Basic knowledge of Microsoft Office applications, such as Excel and Word. Must have current Claims Services experience.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

APPLY HERE: Technical Assistant

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